Privacy Policy

Last updated: October 2026

1. Information We Collect

We collect information you provide when creating an account, including:

• Email address
• Phone number
• Business name
• UPI ID
• Customization preferences (brand colors, logo, background images)

2. Transaction Data

When customers interact with your payment links, we collect and store transaction metadata including amounts, timestamps, customer names, and notes provided during checkout. We do not handle or store actual payment funds or financial account details.

3. How We Use Your Data

• To provide and maintain the Service
• To display transaction history and analytics in your dashboard
• To improve and personalize the Service
• To communicate with you about your account
• To prevent fraud and abuse

4. Data Sharing

We do not sell, trade, or transfer your personal data to third parties. We may share data with service providers who assist in operating the Service (e.g., database hosting), bound by confidentiality agreements.

5. Data Retention

We retain your data for as long as your account is active. To delete your account, email support@toropay.co.in from the email address on your account. We will delete your personal data within 30 days, except records we are required by law to keep (such as payment and tax records).

6. Security

We implement industry-standard security measures including encryption in transit (TLS), password hashing, and rate limiting on authentication endpoints. However, no method of electronic storage is 100% secure.

7. Cookies

We use essential cookies for authentication and session management. We do not use tracking cookies or third-party analytics cookies.

8. Your Rights

You have the right to access, correct, or delete your personal data at any time through your account dashboard.

9. Changes to This Policy

We may update this policy. Changes will be posted on this page with an updated date.

10. Contact

For privacy-related inquiries, please contact us via the support channels available on the platform.