Free UPI payment links. No payment gateway.
ToroPay is for Indian shops, creators and online sellers who want to get paid without a website or gateway. Share a payment link or QR code and the money goes straight to your UPI ID.
Preview: Payment links
A quick look
My ToroPay
Pick a tool to preview it. Every tool is included in the free account.
No signup needed to preview. The live demo opens a real checkout with sample data.
Direct to your UPI ID
Payments land in your own bank-linked UPI account. ToroPay never holds your money.
No card details
Customers approve the payment inside their own UPI app, not on a card form.
Free, with no paid tier
No transaction fees, no paid tier and no per-order commission.
Everything you need to get paid and keep track.
One free account gives you the link, the checkout and the records behind it. No add-ons or paid tiers.
Get paid
Turn a conversation into a checkout.
- Payment links with fixed or custom amounts — save your setup as a template
- QR codes for your counter, invoice or poster
- Branded checkout with your logo and colours
- Every UPI app, paid directly to your UPI ID
Sell
Take orders without building a website.
- Physical, digital and service products
- Multi-item order forms and coupons
- Weekly, monthly or yearly subscriptions
- Orders, stock and tax invoices
Run the business
Keep the customer and the record.
- Customer profiles, addresses and loyalty points
- Email and WhatsApp updates (WhatsApp early access)
- Shiprocket tracking, refunds and returns
- Analytics, team roles, API and webhooks
Three steps to your first payment.
No integration, no merchant approval and no code.
Step 1
Add your UPI ID
Enter the UPI ID where you want payments to land. We check the format before you share anything.
Step 2
Create a link or QR
Choose an amount, add your business name and branding, or build an order form with products and coupons.
Step 3
Share it and get paid
Send the link on WhatsApp, Instagram or SMS. Your customer pays in their UPI app and the money goes straight to you.
Built for the way you already sell.
If you take payments on WhatsApp, at a counter or through a link in your bio, ToroPay fits.
Local shops
A QR code at the counter or a link on WhatsApp, with a clear record of every sale.
Online sellers
Products, coupons, orders and delivery tracking without building a full storefront.
Creators and services
Fixed fees, deposits and recurring plans with invoices that look professional.
Questions, answered.
Is ToroPay really free?
Yes. There are no paid plans, transaction fees or setup charges. You can create payment links, QR codes and a checkout page without adding a credit card.
How do I get paid?
Payments go directly to your own UPI ID. ToroPay does not process or hold your funds, so there is no settlement step and no commission on a sale.
Where does the money go?
ToroPay never holds your money or collects card details. Your customer approves the payment inside their own UPI app, and the money lands in your bank-linked UPI account.
Do I need a website or payment gateway?
No. ToroPay hosts the payment page for you. You only need a UPI ID linked to your bank account, and you can share the link on WhatsApp, Instagram, SMS or email.
Can I sell products and collect orders?
Yes. Add physical, digital or service products, then build a payment link or order form with multiple items, coupons, tax and delivery details. Orders and invoices stay in your dashboard.
Can I create subscriptions?
You can create weekly, monthly or yearly plans and attach a payment link for each billing cycle. ToroPay tracks every billing attempt but does not auto-debit a customer’s UPI account.
Can I try it before creating an account?
Yes. The checkout preview on this page is interactive, and the live demo opens a real ToroPay checkout with sample data. You only need an account when you are ready to create a link for your own UPI ID.
Want to see it first? Open the live demo.
Create your first payment link in minutes.
Free to use. No credit card required. No payment gateway. Money goes straight to your UPI ID.
Create a free payment linkAlready have an account? Log in