Pricing
One plan: free.
No transaction fees. No setup charge. No per-order commission. The product is a UPI payment link tool, so the money never passes through ToroPay.
₹0
to use ToroPay
There is no paid tier in the product. Everything below is included for every account.
- Payment links with fixed or flexible amounts
- UPI QR codes and printable posters
- Branded hosted checkout
- Products, multi-item orders, coupons and tax lines
- Customer profiles, addresses and loyalty points
- Manual refund records
- Reminder-based subscriptions
- Shiprocket courier tracking
- Email notifications and WhatsApp (early access)
- API keys, signed webhooks and the MCP connector
What is not a ToroPay charge
Your bank or UPI app
Standard UPI transfers between people and businesses are governed by your bank and NPCI. ToroPay does not add a fee on top.
An aggregator you connect
If you enable Razorpay or Cashfree for a hosted checkout, their own pricing and settlement terms apply. That is separate from ToroPay.
Courier services
Shiprocket and any courier charges are billed by them, not by ToroPay.
Optional donations
Supporting ToroPay is voluntary. It does not unlock features or change your limits.
What you are not paying for
No commission
ToroPay does not take a cut of a payment. It never holds the payment.
No feature gates
Links, checkout, orders, webhooks and the API are not behind a plan.
No card on file
You do not need to enter payment details to use the product.
Questions
Is ToroPay really free?
Yes. There are no paid plans, transaction fees, setup charges or per-order commissions. You do not need to add a card to create an account or a payment link.
Does ToroPay take a percentage of each payment?
No. The money goes directly from the customer to the merchant’s UPI ID. ToroPay never holds it, so there is nothing to take a percentage of.
What is the catch?
There is no paid tier hidden behind the free one. The trade-off is scope: ToroPay is a UPI-first payment link tool, not a full payment gateway, and direct UPI payments are confirmed by the merchant rather than an automatic bank feed.
Do I need a credit card?
No. Creating an account and a payment link does not require a card.
Are there limits on links or payments?
A payment link can have its own use limit or expiry date, which the merchant sets. There is no paid plan that raises an account-level cap.
How is ToroPay funded?
Optional donations from merchants help cover hosting and maintenance. They are not required to use the product.
Support the project, if you want to
Donations are optional and do not unlock anything. They help cover hosting, maintenance and future improvements.
Prices outside ToroPay (aggregator, courier, bank) are set by those providers and are not controlled by ToroPay.