Features
Everything the product does, and the parts it deliberately does not.
This page is a map of the current build, not a roadmap. Each item is either available now, in early access, or explicitly not included.
Get paid
The core product: a link or QR that opens a UPI payment.
Payment links with a fixed or flexible amount
AvailableSet the amount yourself, or let the customer enter it. Save a setup as a template and reuse it.
Reusable links, use limits and expiry
AvailableA link can be reused, capped at a number of uses, or set to expire. The price is re-checked on the server.
UPI QR codes and posters
AvailableEvery link has a QR code and a printable poster for a counter, invoice or shop window.
Branded hosted checkout
AvailableYour business name, logo and colours on a ToroPay-hosted page. No website needed.
Custom fields and customer notes
AvailableAsk for a reference, size, delivery note or anything else that belongs with the payment.
Every UPI app
AvailableThe checkout opens a standard UPI intent, so the customer pays in the UPI app already on their phone.
Sell and keep records
A light back office around the payment, not a full storefront.
Products and multi-item orders
AvailablePhysical, digital and service products, with quantity, price, tax, shipping and discount lines.
Coupons
AvailableCreate discount codes, then apply them when building a link or order. Redemption is recorded per order.
Customers and addresses
AvailableSave names, phone numbers, emails, addresses and notes so repeat checkouts are shorter.
Loyalty points
AvailableAward points when a payment is confirmed, reverse them if the confirmation is undone, and adjust manually.
Refund records
AvailableRecord what you promised to refund and mark it sent. The money is returned in your own UPI app, not by ToroPay.
Invoices and transaction history
AvailableEach order and payment has a record you can look up, export or send to Google Sheets.
Run the business
The supporting pieces. Some are narrower than they sound.
Subscriptions as reminder links
AvailableWeekly, monthly or yearly plans create a fresh payment link each cycle. Customers are not auto-debited.
Email notifications
AvailablePayment, order and delivery updates by email when a customer email is saved.
WhatsApp notifications
Early accessOutbound updates through an OpenWA gateway. Rolled out to enabled accounts only.
Shiprocket courier tracking
AvailableCreate shipments, add tracking and receive status updates through Shiprocket. A built-in mock courier is available for testing.
Delhivery courier tracking
Early accessThe provider contract exists, but Delhivery is a placeholder in this release. Use Shiprocket for live tracking.
Team roles
AvailableInvite team members and give them owner or member access to the dashboard.
Analytics
AvailablePayment, order and page-view summaries in the dashboard.
API, webhooks and MCP
AvailableScoped API keys, signed webhook deliveries, and an OAuth flow for AI assistants through the external ToroPay MCP connector.
Not included
These are not gaps in a pricing tier. They are outside the product ToroPay is built to be.
- Card, netbanking, wallet or international payments in the core product.
- Holding funds, a merchant wallet, escrow or a settlement balance.
- Automatic bank reconciliation of every UPI credit.
- Auto-debit or UPI AutoPay mandates for subscriptions.
- A self-serve refund portal for customers.
- Merchant two-factor authentication. (ToroPay has email verification and Google sign-in; authenticator codes are used for the admin console, not merchant accounts.)
- A drop-in JavaScript checkout SDK embedded in your own site. Integrations use links, the API or webhooks instead.
See how a payment actually completes
The status rules matter more than the feature list. The next page walks through both pipelines and who is allowed to mark a payment as received.