How to Create Free Payment Links in India

What Are Payment Links?

Payment links are shareable URLs that let your customers pay you directly. When a customer clicks the link, they see a branded payment page where they can complete the transaction using any UPI app.

Unlike traditional payment gateways, payment links don't require a website or app. You just share the link via WhatsApp, email, SMS, or any messaging app.

Why Most Payment Link Services Charge Fees

Most payment link providers like Razorpay, PayU, and Cashfree charge 2% per transaction. On a ₹10,000 payment, you lose ₹200.

How to Create Free Payment Links with ToroPay

Step 1: Sign Up (Free)

Create your ToroPay account at toropay.co.in/signup. No credit card required.

Step 2: Add Your UPI ID

Enter your VPA (like yourname@bank). ToroPay checks the format right away.

Step 3: Create a Payment Link

Set your amount (fixed or custom), add a title, choose your brand colors, and add a logo.

Step 4: Share the Link

Share the link via WhatsApp, Instagram, email, or any channel.

What You Get with ToroPay Payment Links

• Branded checkout page — Your logo, your colors, your brand identity
• Custom amount option — Let customers enter the amount they want to pay
• QR codes — Auto-generated QR code for every payment link
• Transaction tracking — See who paid, when, and how much
• Custom fields — Collect names, phone numbers, notes, or any custom data

How ToroPay Compares

Feature	ToroPay	Razorpay Links	PayU Links
Transaction Fee	0%	2%	2%
Custom Branding	Yes (free)	No	No
QR Code	Yes	Yes	Yes
Custom Fields	Yes	No	No
Money path	Direct to your UPI ID	Via gateway (T+2)	Via gateway

Create free payment links with ToroPay →